With our Over 50s Life Cover, you can leave your loved ones money when you pass away, as a gift or to help pay for your funeral, from just 3.95 a month. That's only 13p a day!
Five reason why to buy life cover
1. The costs start at 1.5 a month, but what's paid out depends on your age when you sign up. 2. If you die within the first two years, you won't get a fixed lump sum. Instead you'd get back what you paid in, plus 50% on top. The exception to that is if you die in an accident (such as a car crash) you'd get the full lump sum due.
3. 3 times your benefit amount up to 60,000 - if death is due to an accident,
4. Immediate cover for accidental death - if you die from an accident in the first year. 5. Full cover - after just one year. Some make you wait two years.
Peace of mind for you and your family
You want the best for your loved ones, and to make things as easy as possible for them when you die. You wouldn't want to leave your loved ones with added financial worry at a difficult and emotional time.
This means that if you're between the ages of 50 and 80, or sometimes 85 depending on the policy, you will not be turned down.
Fixed premiums
Everyone's different and we want you to get the life cover that you need. Here are a couple of ways that you can tailor your plan to fit you perfectly.
No one's needs are the same, so we offer two products.
As well as our Over 50s Life Insurance policy, we also offer Over 50s Life Insurance with the Lifetime Payback Guarantee. If you choose this policy, you'll get all the same benefits as our Over 50s policy plus your loved ones will either get back your cover amount or the total premiums you have paid - whichever is more.
We are the only life insurance provider in the UK to offer the choice of the Lifetime Payback Guarantee. Your premiums will depend on your age at the start date of the policy and will be fixed and guaranteed not to change.
It's possible that you may pay more into your policy than you receive. If, for example, you took out an over-50s life insurance policy at 50 and paid 25 a month for 10,000 of cover, you'd have paid more in than you could receive if you live past 83.
The other disadvantage of a fixed payout is that the amount could potentially be eroded by inflation. The lump sum may seem a lot when you sign up for the policy, but will it still have the same financial significance 20 or 30 years down the line?
Immediate cover for accidental death
As soon as your Over 50s Life Insurance policy is set up, you'll be covered for accidental death. For the first 24 months, a benefit amount will only be paid in the event of accidental death.
You will be covered for death by any cause after just 24 months.
If you die as a result of an accident anytime during your policy, we will pay out 3 times your selected benefit amount. This means if you select a 10,000 benefit amount and you die as the result of an accident, we will pay out 30,000.
Five reason why to buy life cover
1. The costs start at 1.5 a month, but what's paid out depends on your age when you sign up. 2. If you die within the first two years, you won't get a fixed lump sum. Instead you'd get back what you paid in, plus 50% on top. The exception to that is if you die in an accident (such as a car crash) you'd get the full lump sum due.
3. 3 times your benefit amount up to 60,000 - if death is due to an accident,
4. Immediate cover for accidental death - if you die from an accident in the first year. 5. Full cover - after just one year. Some make you wait two years.
Peace of mind for you and your family
You want the best for your loved ones, and to make things as easy as possible for them when you die. You wouldn't want to leave your loved ones with added financial worry at a difficult and emotional time.
This means that if you're between the ages of 50 and 80, or sometimes 85 depending on the policy, you will not be turned down.
Fixed premiums
Everyone's different and we want you to get the life cover that you need. Here are a couple of ways that you can tailor your plan to fit you perfectly.
No one's needs are the same, so we offer two products.
As well as our Over 50s Life Insurance policy, we also offer Over 50s Life Insurance with the Lifetime Payback Guarantee. If you choose this policy, you'll get all the same benefits as our Over 50s policy plus your loved ones will either get back your cover amount or the total premiums you have paid - whichever is more.
We are the only life insurance provider in the UK to offer the choice of the Lifetime Payback Guarantee. Your premiums will depend on your age at the start date of the policy and will be fixed and guaranteed not to change.
It's possible that you may pay more into your policy than you receive. If, for example, you took out an over-50s life insurance policy at 50 and paid 25 a month for 10,000 of cover, you'd have paid more in than you could receive if you live past 83.
The other disadvantage of a fixed payout is that the amount could potentially be eroded by inflation. The lump sum may seem a lot when you sign up for the policy, but will it still have the same financial significance 20 or 30 years down the line?
Immediate cover for accidental death
As soon as your Over 50s Life Insurance policy is set up, you'll be covered for accidental death. For the first 24 months, a benefit amount will only be paid in the event of accidental death.
You will be covered for death by any cause after just 24 months.
If you die as a result of an accident anytime during your policy, we will pay out 3 times your selected benefit amount. This means if you select a 10,000 benefit amount and you die as the result of an accident, we will pay out 30,000.
About the Author:
One of the key benefits of best over 50 life insurance uk is that there is no medical requirement when you apply, meaning that you will have guaranteed acceptance should you wish to take out a policy. Apply now for no medical life insurance uk.
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djamal-soft
الثلاثاء، 1 مايو 2018

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