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السبت، 20 مايو 2017
Medicare is a social insurance program which the US federal government administers using different private insurance companies across the country. This is funded by general revenue, surtaxes from beneficiaries, premiums and payroll tax. Those who qualify for this are Americans 65 years old or older and those with certain disabilities.
Medicare has four parts with each one covering specific services that you can use which depends on the medical needs you have. First one is Medicare part A coverage which covers the services in limited home health, skilled nursing facility, hospital and hospice care. Here are some basic information about this coverage that you must know.
Hospital care means that the beneficiary will receive hospital expense coverage that are essential to them being an inpatient. This includes semi private room, nursing service, medications, meals and other services and supplies from the hospital. This does not include the cost for private room unless it is medically necessary and other extra charges.
Home health care are for those that are medically advised to stay home and not leave without the assistance of special equipment, transportation or another person. Examples of services covered by this includes physical and occupational therapy. The doctor may order a durable medical equipment for your use at home but this will be under part B.
Skilled nursing facility stay would only be covered if you stayed at the hospital for at least 3 days which does not count the day you are discharged. This coverage includes nursing service, meals, semi private room, medications, dietary counseling, medical supplies and medical equipment. The doctor should certify your need to stay because you cannot receive at home the care needed.
Hospice coverage is for those who are terminally ill and the doctor certifies they have six months or fewer left to live. Making them comfortable and relieving their pain is the focus rather than curing their disease instead. Abandoning the curative treatment must be based on your approval so you will be receiving palliative treatment instead.
The services include doctor, nursing, social, and hospice aide plus medical supplies and equipment, dietary counseling and pain relief medications. There may also be some cost that are not usually covered when in hospice such as grief and spiritual counseling. You can stop anytime to be under hospice care if you plan to return to curative treatments.
You are usually automatically enrolled when already receiving the Social Security retirement or Railroad Retirement Board benefits when turning 65. First day of the birth month is when the benefits start unless born on its first day then instead it would start one month before it. The Medicare card will be given three months before turning 65.
If ever you are not qualified for enrollment automatically then you must manually do so during the period provided which is seven months. This includes your birth month and the three months before and the three months after it. Failing to enroll during this period may have to pay a penalty and should wait for the general enrollment period.
Medicare has four parts with each one covering specific services that you can use which depends on the medical needs you have. First one is Medicare part A coverage which covers the services in limited home health, skilled nursing facility, hospital and hospice care. Here are some basic information about this coverage that you must know.
Hospital care means that the beneficiary will receive hospital expense coverage that are essential to them being an inpatient. This includes semi private room, nursing service, medications, meals and other services and supplies from the hospital. This does not include the cost for private room unless it is medically necessary and other extra charges.
Home health care are for those that are medically advised to stay home and not leave without the assistance of special equipment, transportation or another person. Examples of services covered by this includes physical and occupational therapy. The doctor may order a durable medical equipment for your use at home but this will be under part B.
Skilled nursing facility stay would only be covered if you stayed at the hospital for at least 3 days which does not count the day you are discharged. This coverage includes nursing service, meals, semi private room, medications, dietary counseling, medical supplies and medical equipment. The doctor should certify your need to stay because you cannot receive at home the care needed.
Hospice coverage is for those who are terminally ill and the doctor certifies they have six months or fewer left to live. Making them comfortable and relieving their pain is the focus rather than curing their disease instead. Abandoning the curative treatment must be based on your approval so you will be receiving palliative treatment instead.
The services include doctor, nursing, social, and hospice aide plus medical supplies and equipment, dietary counseling and pain relief medications. There may also be some cost that are not usually covered when in hospice such as grief and spiritual counseling. You can stop anytime to be under hospice care if you plan to return to curative treatments.
You are usually automatically enrolled when already receiving the Social Security retirement or Railroad Retirement Board benefits when turning 65. First day of the birth month is when the benefits start unless born on its first day then instead it would start one month before it. The Medicare card will be given three months before turning 65.
If ever you are not qualified for enrollment automatically then you must manually do so during the period provided which is seven months. This includes your birth month and the three months before and the three months after it. Failing to enroll during this period may have to pay a penalty and should wait for the general enrollment period.
About the Author:
When you are looking for the facts about Medicare Part A coverage, come to our web pages online today. More details are available at http://www.shophealthcare.info/medicare-university now.
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