Pass Insurance Licensing Exam To Become A Certified Agent

djamal-soft الثلاثاء، 21 أكتوبر 2014
By Patty Goff


A lot of examinees flunk the insurance agent examination because of it is widely known to be very hard. According to the interviews of people engaged in this business, they even think that the exam is quite unfair. Only a few passed the test due to their intensive preparation. It is a pre-requisite in order to professionally sell premiums in behalf of the company.

To become a licensed agent, there are few things to take down note. Go to the state board office and ask about the specific requirements in order to qualify. Bring a paper with you to list it down or you just ask for a list, for sure they have it. Insurance licensing Houston has almost similar qualifications with other states in the United States. Just ask for a listing of testing materials, fingerprint, and education providers.

As the future test taker, get a specimen of your fingerprint, they will ask for it. Fill out a form for state background evaluation. There are a couple of ways to send all the requirements. One is personal delivery to its office and second is thru regular mail. Choose the best and the most convenient option.

The rationale why state boards ask for background investigation is to let the state know their future agents and to avoid complications. If there are problems, this will backfire to the state's role in protecting their citizens. The process is time consuming and do not expect that it will be finished right away. Choose to register and worry later about the education because they might not let you pass.

There is a big problem if you were previously convicted of a crime involving financial fraud. Automatic disqualification will be the verdict if found to be such. This is to protect the public and avoid future problems. Better research for the regulations if possible before it is too late.

The next step to complete is your training course. This requirement is very important next to your background investigation. Two options are available. First, traditional classroom setting which is an instructor in front and the students while the second option is online one on one educational conference. The option is totally yours to make. Just know what is effective and comfortable to you.

The requirement is that an examinee has completed forty hours of class instruction. This will depend in every state. After the completion, receive your completion certificate for the education and training including the clearance notice on the background check. Present these documents to the state board before you can take the exam.

Inquire about the passing score. Usually, the passing percentage is seventy percent and this may depend on the rules. A higher rate is quite is hard to pass but with great effort and dedication, you can make it through. Formal license is given after one or two months. So, a temporary license will enable you to start for job hunting.

It is the perfect time to search for good company and for you to start gaining some experience for one whole year. A year of experience will permit you to sell actual premiums. So start your deepest efforts. Search for online reviewers if you really want to evaluate your knowledge and learn more about the job.




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